Depends on what you consider gnaerel car insurance to be. Insurance comes in several different forms anywhere from the basic liability to complete full coverage. The rate will also depend on a number of factors that the insurance companies look at before they will quote you a rate amount. Things like what type of vehicle you will be driving, your past driving record, where you will be driving, your age, and many other factors. In order for you to get a correct figure you will need to do some calling around to different insurance companies. They will ask you some questions and then they will give you a rate amount. Check out insurance companies who are referred to as independent agents. Those agents sell insurance for several different companies and can usually give you a little better deal on rates.